This Privacy Policy is solely intended to provide You with information in relation to the processing of personal data through Your use of the website. For our privacy practices in relation to our services, we refer You to the agreement as may be concluded between us.

Your privacy is important to us, so we've prepared this Privacy Policy that sets out how we collect, disclose, transfer and use ("process") the personal data that You share with us, and tells You about Your privacy rights and how the law protects You.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• "Account" means a unique account created for You to access our Service or parts of our Service.
• "Company" (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to P. BOARD NETWORK LTD with its registered office at Foti Kolakidi 16, 1st floor, 3031 Agia Zoni, Lemesos, Cyprus, and with the company number HE411891.
• "Country" refers to Cyprus.
• "Cookies" are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
• "Device" means any device that can access the Service such as a computer, a cell phone or a digital tablet.
• "Personal Data" is any information that relates to an identified or identifiable individual.
• "Service" refers to the Website.
• "Service Provider" means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.
• "Usage Data" refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
• "Website" refers to Payboard Network website, accessible from https://payboard.com
• "You" means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Usage and Collection of Your Personal Data

Personal data is defined as any information relating to an identified or identifiable natural person. Identifiable refers to identifiers (such as name, identification number, location data, etc.), that can be used to directly or indirectly to identify a natural person.

We act as controller for the personal data we gather through Your use of our website.

The personal data we collect is used for the purposes as listed hereunder:

1. In the event You use the contact form on our website, we will use Your personal data in order to reply to Your query, via email.
2. In the event You register for our newsletter, events or downloads, Your email address will be used in order to send You our newsletters, which may include invites to events, seminars, etc. organized by us.
3. We process Your personal data for the purpose of supporting the website and enhancing Your user experience, which includes ensuring the security, availability, performance, capacity and health of the website.
4. We process Your personal data to enforce or exercise any rights that are available to us based on the applicable law, such as use for the establishment, exercise or defense of legal claims.
5. We may also use Your personal data to fulfill our obligations as set out by the applicable law.

The following categories of personal data can be distinguished:

1. Contact data: in the event You make use of the contact form, You will be asked to provide the following information: name, address, email address and any personal data that You choose to put in the designated blank field (please do not provide us with any sensitive information, such as credit card/account numbers). This is information that is provided directly by You.
2. Newsletter: If You register for our newsletter, You will be asked to provide Your email address. This is information provided directly by You.
3. Usage data: We collect personal data regarding Your activities on our website: IP address, device ID and type, referral source, language settings, browser type, operating system, geographical location, length of visit, page views, or information about the timing, frequency and pattern of Your service use. This information may be aggregated and used to help us provide more useful information regarding the use of our website. In the event the usage data is completely anonymized (and can therefore not be traced back to You as an individual), this will not be considered personal data for the purpose of this Privacy Policy. This is personal data that is automatically collected through Your use of the website.

In the event the legal basis for the processing of Your personal data is consent, You will, at all times, have the right to withdraw Your consent. This will, however, not affect the lawfulness of any processing done prior to the withdrawal of consent.

Your personal data will solely be used for the purposes as set out in this section.

Data Retention and Deletion

Your personal information will not be kept for longer than is necessary for a specific purpose. However, considering it is not possible for us to specify a period in advance, the period of retention will be determined on business reasons.

In the event You withdraw Your consent or You object to our use of Your personal data, and such objection is successful, we will remove Your personal data from our databases. Please note that we will retain the personal data necessary to ensure Your preferences are respected in the future.

The foregoing will, however, not prevent us from retaining any personal data if this is necessary to comply with our legal obligations, in order to file a legal claim or defend ourselves against a legal claim, or for evidential purposes.

Your Rights

This section lists Your principal rights under data protection law. We have tried to summarize them for You in a clear and legible way.

To exercise any of Your rights, please send us a written request in accordance with this Privacy Policy. We will respond to Your request without undue delay, but in any event within one month of the receipt of the request. In the event of an extension of the term to respond or in the event we do not take action on Your request, we will notify You.

The right to access

You have the right to confirm as to whether or not we process Your personal data and, in the event we do so, You have the right to access such personal data, together with certain additional information that You also find listed in this Privacy Policy.

You have the right to receive from us a copy of Your personal data we have in our possession, provided that this does not adversely affect the rights and freedoms of others. The first copy will be provided free of charge, but we reserve the right to charge a reasonable fee if You request further copies.

The right to rectification

If the personal data we hold about You is inaccurate or incomplete, You have the right to have this information rectified or, taking into account the purposes of the processing, completed.

The right to erasure (right to be forgotten)

In some circumstances, You have the right to the erasure of Your personal data without undue delay. Those circumstances include:

1. The personal data are no longer needed in relation to the purposes for which they were collected or otherwise processed;
2. You withdraw Your consent, and no other lawful ground exists;
3. The processing is for direct marketing purposes;
4. The personal data have been unlawfully processed; or,
5. Erasure is necessary for compliance with EU law or Cyprus law.

There are certain exclusions to the right to erasure. Those exclusions include where processing is necessary:

1. for exercising the right of freedom of expression and information;
2. for compliance with a legal obligation; or,
3. for the establishment, exercise or defense of legal claims.

The right to restrict processing

You have the right to restrict the processing of Your personal data (meaning that the personal data may only be stored by us and may only be used for limited purposes), if:

1. You contest the accuracy of the personal data (and only for as long as it takes to verify that accuracy);
2. The processing is unlawful and You request restriction (as opposed to exercising the right to erasure);
3. We no longer need the personal data for the purposes of our processing, but You require personal data for the establishment, exercise or defense of legal claims; or,
4. You have objected to processing, pending the verification of that objection.

In addition to our right to store Your personal data, we may still otherwise process it but only:

1. with Your consent;
2. for the establishment, exercise or defense of legal claims;
3. for the protection of the rights of another natural or legal person; or,
4. for reasons of important public interest.

We will inform You before we lift the restriction of processing.

The right to data portability

To the extent that the legal basis for our processing of Your personal data is consent, and such processing is carried out by automated means, You have the right to receive Your personal data from us in a structured, commonly used and machine-readable format. However, this right does not apply where it would adversely affect the rights and freedoms of others.

You also have the right to have Your personal data transferred directly to another company, if this is technically possible, and/or to store Your personal data for further personal use on a private device.

The right to object to processing

You have the right to object to the processing of Your personal data on grounds relating to Your particular situation, but only to the extent that the legal basis for the processing is that the processing is necessary for:

1. The performance of a task carried out in the public interest or in the exercise of any official authority vested in us;
2. The purposes of the legitimate interests pursued by us or by a third party.

If You make such an objection, we will cease to process the personal information unless we can demonstrate compelling legitimate grounds for the processing which override Your interests, rights and freedoms, or the processing is for the establishment, exercise or defense of legal claims.

You have the right to object to our processing of Your personal data for direct marketing purposes. If You make such an objection, we will cease to process Your personal data for this purpose.

The right to complain to a supervisory authority

If You consider that our processing of Your personal information infringes data protection laws, You have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of Your habitual residence, Your place of work or the place of the alleged infringement. In Cyprus, You can submit a complaint to the Office of the Commissioner for Personal Data Protection at Iasonos 1, 1082 Nicosia, Cyprus, by email to commissioner@dataprotection.gov.cy, or website: https://www.dataprotection.gov.cy.

Providing Your Personal Data to Others

In order to provide You with our website, we work with service providers to process and store Your personal information. We use the following categories of service providers:

• Hosting provider
• CRM and Marketing provider
• Email provider

We may also disclose Your personal data in the event such disclosure is required or necessary in order to fulfill a legal obligation. We may also disclose personal data in order to protect Your vital interests or the vital interest of another natural person.

As such, we do not disclose Your personal data to our social media partners. We do, however, make use of social media plugins to direct You to our social media channels and to allow You to interact with our content. These social media channels are LinkedIn and Twitter. In the event You click such a link, such a social media service provider may collect personal data about You and may link this information to Your existing profile on such social media.

We are not responsible for the use of Your personal data by such social media service providers. In such cases, the social media service provider will act as controller.

The Service Providers We use may have access to Your Personal Data. These third-party vendors collect, store, use, process and transfer information about Your activity on Our Service in accordance with their Privacy Policies.

Analytics

We may use third-party Service providers to monitor and analyze the use of our Service, such as Google Analytics.

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy

Transfer of Your Personal Data

We will not transfer Your personal data outside of the European Economic Area.

We will ensure that any transfer of personal data to countries outside of the European Economic Area will take place pursuant to the appropriate safeguards.

Cookies

Cookies are files or pieces of information that may be stored in Your computer's hard drive when You visit a website. We use cookies to better tailor our site and our products and services to Your interests and needs. Cookies may also be used to help speed up Your future activities or to improve Your user experience by remembering the information that You have already provided to us. The use of cookies is an industry standard and You will find them at most websites. Most browsers are initially set to accept cookies. If You do not wish to receive cookies, or want to be notified of when they are placed, You may set Your browser to do so, if Your browser permits.

Tracking and Performance Cookies

Type: Persistent Cookies
Administered by: Third-Parties
Purpose: These Cookies are used to track information about traffic to the Website and how users use the Website. The information gathered via these Cookies may directly or indirectly identify you as an individual visitor. This is because the information collected is typically linked to a pseudonymous identifier associated with the device you use to access the Website. We may also use these Cookies to test new pages, features or new functionality of the Website to see how our users react to them.

Links to Other Sites

Users should be aware that when You are on this website You could be directed to other third-party websites. These other sites may send their own cookies to users, or otherwise collect data or solicit personal information. When leaving the Payboard Network site, please read the privacy policy applicable to the site You are visiting.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children's Privacy

Our Service does not address anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If You are a parent or guardian and You are aware that Your child/children have provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we will take all reasonable steps to remove that information from our servers.

Changes to This Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.

We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. These changes are effective immediately, after they are posted on this page.

Contact

If You have any questions or suggestions about our Privacy Policy, do not hesitate to contact us by sending us an email: legal@payboard.com

Thank you for visiting Payboard Network website.